Loan Rates with great ratings.

DMCU has the best Savings and Loan Rates around!

Call us, click or stop by if you need a loan. That’s what we’re here for. Our staff of friendly loan officers are ready to help you get the best rate possible based on your needs. And did we mention it’ll be easy?

Let’s start makin’ those dreams come true.

2019-feb-auto-loan

New, Used and Flex Auto Loans

Think of DMCU first when you want to purchase or refinance your new or used vehicle. We have the rates and terms to fit any budget!, and our Flex Auto Loan offers the benefits of a lease with the power of ownership.** We also offer 3 months of no payment on your loan.***

Effective Date: October 24, 2019

Model YearRATE SPECIAL: APR as low as*Term / Minimum Balance
2013 or newer2.99%36-60 months
2013 or newer2.99%72 months ($7,500 minimum)
2013 or newer2.99%84 months ($7,500 minimum)
2012 and older2.99%36-60 months
2012 and older2.99%72 months ($7,500 minimum)

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Boats

Need to add a little fun and adventure to your life? We have the rates and terms for any budget!

Effective Date: January 2, 2019

Model YearAPR as low as*Term/Minimum Balance
2015 or newer5.24%Up to 120 months
2015 or newer5.49%Up to 179 months
2015 or newer5.49%Up to 239 months / $50,000 240 months / $90,000
2014 or older7.24%Up to 120 months
2014 or older7.49%Up to 179 months

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Recreational Vehicles

Effective Date: January 2, 2019

Account TypeModel Year / APR as low as*Term / Minimum Balance
Motorcycles2015 or newer / 4.00%Up to 60 months
Motorcycles2015 or newer / 4.25%Up to 72 months / $15,000
Motorcycles2014 and older / 6.00%Up to 60 months
Motorcycles2014 and older / 6.25%Up to 72 months / $15,000
Jet Ski - ATV - Snowmobiles2015 or newer / 4.00%Up to 60 months
Jet Ski - ATV - Snowmobiles2015 or newer / 4.25%Up to 72 months / $10,000
Jet Ski - ATV - Snowmobiles2014 and older / 6.00%Up to 60 months
Jet Ski - ATV - Snowmobiles2014 and older / 6.25%Up to 72 months / $10,000

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Motor Homes & Travel Trailers

Effective Date: September 27, 2019

Term2015 or newer2014 and older
Up to 60 months4.99%6.99%
Up to 120 months4.99%6.99%
Up to 180 months6.99% - ($50,000 Minimum Balance)8.99% - ($50,000 Minimum Balance)
Up to 240 months6.99% - ($90,000 Minimum Balance)8.99% - ($90,000 Minimum Balance)

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Share Secured

Effective Date: January 2, 2019

APR as low as*Term / Minimum BalanceMaximum Term
4.24%Up to 60 months60 months
4.49%61 to 72 months / $20,00072 months
5.00%73 to 84 months / $30,00084 months

Unsecured Closed End

Effective Date: January 1, 2018

Our loan rates start as low as 8.99% APR. Contact a Member Service Representative at 313.568.5000 for more information.

Revolving Credit

APR as low as*Maximum Term
10.99%Up to 48 months

Dividend

When you start saving your money with a deposit account at DMCU look at all the great rates that can make your money grow. Just $5 gets you started!

Savings Account

Effective Date: January 1, 2018

Account TypeDividend Rate / APY** / Dividend PaidMinimum Balance
Savings Shares0.25% / 0.25% / Quarterly$5.00
Sub Savings0.25% / 0.25% / Quarterly$0.00
Christmas Club0.35% / 0.35% / October 31st$0.00
My Future Savings0.40% / 0.40% / Quarterly$100.00
Vacation Club0.35% / 0.35% / Quarterly$0.00

Checking

Effective Date: January 1, 2018

Account TypeDividend Rate / APY**Minimum Balance
DMCU Checking0.05% / 0.05%$0.00

IRAS

Effective Date: January 1, 2018

Account TypeDividend Rate / APY** / Dividend PaidMinimum Balance
Traditional IRA*0.50% / 0.50% / Quarterly$50.00
Roth IRA0.50% / 0.50% / Quarterly$50.00
Rollover Traditional IRA0.50% / 0.50% / Quarterly$50.00

Regular & IRA Certificates Of Deposit

Effective Date: November 1, 2019

TermAPY*Minimum Balance
6 months1.80%$200.00
12 months2.10%$200.00
**13 month special2.50%$200.00
24 months2.60%$200.00
36 months2.80%$200.00
60 months3.00%$200.00
**3 month ANNIVERSARY SPECIAL1.90%$250.00, Max deposit $50,000.00
(Limit one per member)

Money Market Tiers and APY

Effective Date: January 14, 2019

TierAPY**
$2,500 - $24,9991.20%
$25,000 - $49,9991.25%
$50,000 - $99,9991.30%
$100,000 and over1.40%

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Come on over and share the wealth with thousands of other members through rewards, low rates, and making finance a breeze.

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